Health Savings Accounts

Your Bank for Investing in Your Health and Future

The Health Savings Account (HSA) at Ascent Bank in Montana is crafted with a deep understanding of both healthcare preparedness and the prudence of addressing potential financial challenges, especially regarding healthcare. Our HSA is a holistic approach to health finance because your well-being is our priority.

Healthy Savings, Healthy Life
With features tailored for modern healthcare needs, from the freedom of no minimum balances to the growth potential of an interest-bearing account, our HSA is more than just an account – it's a commitment to your health and future.

man and pregnant woman in doctors office using hsa

Growing Your Health Investment with
an Interest Bearing HSA

woman leaning on yoga ball and health savings account

Interest Bearing HSA

At Ascent Bank, we ensure that this investment in your health doesn't sit idle – it grows. Our HSA account is interest-bearing, turning your contributions into a growing health fund.

Maximize Your Contributions While you plan for future medical expenses, your balance earns interest, enabling you to get more out of every dollar you save.

Freedom from Minimum Balances

We believe in absolute financial freedom, which is why our HSA account has no minimum balance requirement.

Inclusivity Regardless of their current financial situation, everyone should have the means to plan for their health. By eliminating the minimum balance, we ensure our HSA is accessible to all, from young professionals just starting out to seasoned individuals looking for smart health financing options.

Ease and Peace of Mind Without the worry of maintaining a specific balance, you can focus on what truly matters – your health and well-being. Use your HSA funds as needed for qualified medical expenses like doctor visits, prescriptions, dental care, and more — all without added stress.

Debit Card

With our HSA account, you’re getting more than just a place to save — you’re getting a convenient tool for managing qualified medical expenses. Each HSA includes a debit card, giving you direct, hassle-free access to your funds for things like prescriptions, copays, and other eligible healthcare costs.

Bill Pay

From prescriptions to therapy sessions, medical bills can add up. Our HSA makes it easy to stay on top of them with a Bill Pay feature built right into your regular online banking — no extra accounts, no extra hassle.