CSR / TELLER

ASCENT BANK IS SEEKING A HIGHLY MOTIVATED PERSON WITH EXCELLENT CUSTOMER SERVICE SKILLS TO WORK IN A FAST-PACED PROFESSIONAL ENVIRONMENT. OPPORTUNITY FOR SKILL ACQUISITION AND GROWTH POSSIBLE WITH THE BANK. 

Essential Duties & Responsibilities: 

• Answer the phone 
• Complete customers' bank transactions 
• Communicate with customers to understand their needs 
• Learn bank products and services available 
  • Make appropriate recommendations to customers 
• Learn bank specific software 
• Follow banking rules and procedures 
• Perform other duties as assigned 

Skill and Abilities: 

• Must keep customer information confidential 
• Active listener 
• Strong skills 
• Attention to detail 

Benefits: 

• Health, Dental, and Vision Insurance 
• Employer Contribution to Health Savings Account (HSA) 
• Vacation & Sick Leave  
• Employer Contribution to 401K 
• Short term & Long term Disability Insurance 
• Life Insurance  

 Education:  High school diploma or equivalent. 

Job Type:  Full-time, permanent position.   

All applicants will be subject to a criminal/financial background check 

Credit Analyst

As a Credit Analyst you will work closely and collaborate with loan officers in gathering and evaluating both commercial and consumer credits. You will prepare written reports which include in-depth analysis of financial statements, historical and projection-based cash flow and ratio analysis, suggested credit structure, general industry analysis and identified risks.  

Essential Duties & Responsibilities:

• Work with loan officers to prepare credit displays.
• Analyze credit worthiness through the review of loan applications, spreading financial statements, calculating cash flows, identifying key risks and conducting research on borrowers and industries.  
• Order, analyze and review credit reports, appraisals, market valuations, environmental assessments, title insurance and flood determinations.  
• Ensure loans are processed efficiently and according to regulations from application through closing, including loan document preparation and review.
• Monitor and maintain loan files for current insurance, financials and other required documentation.    
• Perform other duties as assigned.

Skill & Abilities:

• Strong organization and time management skills.
• Excellent written and verbal skills.
• Ability to work in a fast-paced environment, set priorities, establish and meet deadlines with flexibility to adapt quickly to changing priorities.
• Self-motivated and possess the ability to assist with credit risk decisions.
• Strong analytical and problem-solving skills as well as an attention to detail.
• Proficiency with Microsoft Office, including Word, Excel and Outlook.

Education:

• Bachelor's degree in Business, Finance, Accounting or related field or equivalent work experience.

Job Type: 

•  Full-time, permanent position